Hope everyone had a great Christmas, and Santa brought you just what you wanted, but IF that is NOT the case---Got some advice for you!

Now that Christmas has come and gone, it's time to head back to the mall -- to deal with returns.

According to a recent survey, 49 percent of shoppers say they are going back to the stores. While some are hitting the post-holiday sales, others are looking to return gifts.

Brace yourself. Stores are tired of getting ripped off -- and trying desperately to hold onto the money they earned over the Christmas shopping season -- so they are going to have people jumping through more hoops than normal during the returns process.

Some restrictions to look out for:

shortened return periods

no cash back -- only store credit

no refunds at all

restocking fees---in my opinion---what a rip off!!!!

some serial returners being blacklisted