Ready for a wacky thought?   Check this out.  There are a few start-up companies that are using social media like Facebook and Twitter to determine whether you should be approved or rejected for a loan.  I kid you NOT! 

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What these folks have determined is the quality of someone's social-network connections are a pretty good indicator of someone's financially reliability.  In fact there is one company out there (beware of these guys) called "Lenddo" which requires access to your Facebook page and then they determine your credit score based on your social connection.    How do they justify this kind of stuff---they say:  "It turns out humans are really good at knowing who is trustworthy and reliable in their community," said Lenddo CEO Jeff Stewart.

So--again now you have to watch what you post and watch who your Facebook friends are IF you want possible approval of credit!!  (CNN)