If you're somebody who just can't seem to keep their head above water financially, you're not alone.  Found a survey on line and wow...read this very carefully. 

PhilAshley

According to a BankRate.com survey, 1 in 4 Americans have more credit card debt than savings, and, frankly, we're surprised it's not more. According to the survey, 55 percent of Americans said they had more savings than credit card debt, 16 percent had no savings or debt, and the rest didn’t know. (Today)