It's that magical time of year when you're supposed to be buying gifts and attending Christmas parties. But that might not be happening the way you'd like -- especially if the sputtering economy is affecting you and your pocketbook.

Here's a rundown of some signs that you are officially broke:

All of your dates happen on the first of the month.

You purchase your clothing out of the bargain bin at the dollar store.

Fast food restaurant napkins clean up things besides food at your house.

All of your meals say "Hungry Man" on them.

You've actually gotten the cash refund on a bottle or can.

You just checked your bank statement because you're hyperventilating.